In Gruws Bank, people looking for a cash loan will find a number of proposals ranging from loans to statements, through cash loans for individuals, farmers or pensioners to consolidation loans.
As we have noticed, the majority of cash loans in Gruws are available for people aged 25 and over, however, we know from experience that a good chance of getting a loan at Gruws Bank is also people aged 18, but they are offered a smaller amount of loans.
Cash loan for you
It is a loan under which we can apply for high amounts of loans up to PLN 150,000. The maximum repayment period for such a loan can be up to 8 years. To obtain a larger amount of credit, we can use the offer together with the spouse or even a person who is registered at the same address. Thanks to this, we have a chance to increase our creditworthiness and thus obtain a high loan amount.
A loan proposal that is also worth mentioning is Simple credit for the statement.
It is characterized by the fact that the formalities associated with obtaining a loan are limited to the minimum and in most cases you only need an ID card and our own statement of income, and therefore without having to present a certificate of income from our workplace. Under such a loan, we can receive up to PLN 15,000 with a repayment period of between 3 and 48 months. However, such a loan may be used only for the purchase of home appliances or appliances, eg a refrigerator, stove, TV or computer.
Loans for retirees
At the end it is worth mentioning that Gruws Bank also offers loans to pensioners and at the same time does not require large incomes. It is enough for a person applying for a loan to receive a minimum income of PLN 550 net a month. No credit history at BIK is required to obtain loans for pensioners. So even if in the past we did not take any loans, we have a chance for such a loan at Gruws Bank.